Collect with ID
MTCN or control number, cash, bank, or wallet. WU, IME, Prabhu, and EMT as rows — not cloned locators.
Why this board
Three jobs. Operator homepages stay with the operators.
India UPI rail
NCHL NPI–UPI, live since 9 June 2026. Nepal→India is for Indian citizens at participating banks.
Conflicts named
NCHL NPR 240 vs Everest’s product page NPR 300. eSewa wallet is not this rail.
Nepal to India is UPI, not IME outbound
Remittance companies cannot send money out of Nepal. The working corridor is NCHL’s NPI linked to India’s UPI. Fee on the NCHL sheet: NPR 240. Everest’s product page says NPR 300 — both are printed on the corridor page.
How the family collects
Cash at an agent, credit to a Nepal bank, or a wallet payout where the product allows it. We do not invent a Western Union $100 fee. Trackers stay on IME and WU.
What they have to say — as sources
Not testimonials. Named pages, dated.
NCHL
Nepal→India: Indian citizens at participating banks or connectIPS. Himalayan Bank and NMB Bank receive-only on the 1 September 2026 sheet.
Everest Bank
Same rail in EBL Touch 24. Outward menu visible only to Indian citizens. FAQ charge NPR 240; product table NPR 300.
Your corridor starts on a dated sheet
Read who can send, the INR caps, and the fee conflict before you open a bank app.
